Live tool/tool/down-payment-savings-planner
Down Payment Savings Planner
Work backward from a home price and target down payment to estimate the savings gap, timeline, and likely closing-cost reserve.
FinanceHomePlanning
Down payment target
$104,000.00
Closing-cost reserve
$15,600.00
Total cash target
$119,600.00
Months to goal
38 mo
Projected date
Jun 26, 2029
Gap today
$91,600.00
Reserve
The closing-cost reserve is only a planning estimate. Real cash-to-close can vary materially by market and loan structure.